Empowering Business Momentum

Unlock your Business potential with our Business-to-Business loans and invoice financing solutions.

Get up to £25,000 and above Business to Business loans and advance payment for your unpaid invoices.

We provide businesses with short term loans from £25,000 and above over a period of 1 to 12 months, while also supporting unpaid invoices with quick and flexible financing.

About Us

Addressing SME Financial Challenges

EFML is a UK licensed finance company operating within the middle tier financial system. We provide Business-to-Business (B2B) loan and invoice discounting financial services, with the goal of addressing various financial challenges faced by small to medium sized business owners. These challenges include:

B2B Loans

We provide businesses with the working capital they need precisely when they need it, eliminating the hurdles of traditional financing.

Invoice Discounting

Our B2B Invoice Discounting swiftly unlocks the value of unpaid invoices, providing immediate funds and bypassing traditional financing delays.

What We Do

Our Services

EFML is in the business of finance. We provide short term business loans and invoice financing to Small and Medium Enterprises.

Service Features

Fast application

Application process is quick and easy

Quick access to funds

If approved, funds can be available the following business day.

Flexible repayment

We offer very flexible payment terms

Get financing for your Business

Let’s change your story